Square/Stripe Has Terminated Your Account and Labeled You a High-Risk Merchant. What Now?

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What To Do If You’ve Been Labeled As A High-Risk Merchant By Your Payment Service Providers

 Having a reliable payment provider is critical to keeping your business operations running smoothly. However, for high-risk merchants, such as those involving online gaming and gambling, cannabis, health, beauty, nutra, and CBD, finding a payment service provider who sticks around can be a challenge. If you’ve been labeled as a high-risk merchant by your payment service provider, International Payments is here to help you with the next steps. Learn more and reach out to us today to discuss payment processing for high-risk merchants!

Understand What A High-Risk Merchant Is

Before you take any further steps once you’ve been labeled as a high-risk merchant, it’s important to learn what this actually means. A high-risk merchant is a merchant who poses greater financial risk to the merchant acquiring bank. It’s important to note that even if you take steps to avoid a high-risk label, sometimes it’s more about the industry you’re in, and less about your specific business operations. In other words, some businesses simply can’t avoid it. 

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Evaluate Your Options

Even if you’re labeled as a high-risk merchant, it doesn’t change the fact that you still need payment processing services to keep your business running. Therefore, it’s important to be upfront and honest with payment processors about what your business is, what it involves, and your business history. However, it’s also important to establish your own needs, so you can choose the best possible option moving forward. 

Choose A Different Payment Processor

After you’ve evaluated your options and taken the necessary steps, it’s time to choose a new payment processor. Now that you better understand your needs, you can choose a processor to matches them. When selecting your new payment processing service, be sure to ask questions so you understand key details, such as what kinds of products and services will be available to you, what kind of fraud protection is in place, what data security tools are at your disposal, and what the contract agreement structure looks like. 

Rely On International Payments For Help

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At International Payments, we offer high-risk payment processing for merchants in a wide range of industries. We provide unique, innovative products and advanced services, for your convenience. We’ll be here to help you every step of the way to ensure that your payment processing services never prevent your business from running smoothly.


Finding a payment processing provider when you work in a high-risk industry can be a challenge, but our team at International Payments has the skills, knowledge, and experience necessary to provide you with industry-leading services. Reach out to us today to learn more or to get started!

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